Saturday, February 27, 2016

Marco Rubio gave Trump a taste of his own medicine after his silly health care comments

     I'm not complete opposed to the idea of Donald Trump as president. If my main man, Ted Cruz doesn't make it, I will likely switch my support to Trump. I don't like Trump, but I believe he and Cruz are the only two candidates who will actually do something about illegal immigration, and that's the only issue that really matters to me.
    But I do admire honest talk from political candidates, and found Trump's comments on health care during the Feb. 25 Republican debate to be intentionally dishonest or dumb beyond belief. I was glad to see Marco Rubio just absolutely mop the floor with him, as can be seen in the video, above.
    The question Trump was asked was how he planned to deal with people with pre-existing conditions if Obamacare were to be repealed. His solution was to eliminate rules that prevent insurance from being sold across state lines. That's it; just increase competition and nothing else.
    I hate Obamacare and find it to be the worst possible health care solution possible for our nation. But Trump's plan isn't going to help people with pre-existing conditions very much. Increased competition might reduce someone's insurance premium from $5,000 a month to $4,500 a month, but that really isn't going to solve the problem, is it?
    Asking insurance companies to cover people with pre-existing conditions is like asking them to write a fire insurance policy after a house has burned down. It's a losing proposition.
    There are really only three ways to provide insurance to people with pre-existing conditions:

1. Charge people with pre-existing conditions a higher rate, or charge the same price for insurance that is more highly managed;
2. Shift some of the cost to other purchasers of insurance or health care, by mandated risk pools;
3. Direct subsidies from the state or federal government; or
 4. Some combination of the above.

    I'm not asking anyone to be specific, and in fact recognize that being too specific can bring certain death to a political campaign. But I think it's wrong to essentially lie and state that the problem of covering pre-existing conditions can be solved by removing the "lines around the states."
    Some sort of subsidy is going to be required. The issue is how much subsidy, how is it going to be provided, and who is going to pay for it. It's perfectly acceptable to dodge all of these questions, but at least acknowledge that the need for the subsidy is there if pre-existing conditions are to be covered.

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